The Sticky Note Budget was explicitly designed to take advantage of the accounts and services offered by a Credit Union. Credit Union accounts are fantastic and have some pretty impressive features! Knowing HOW to budget isn't enough. Combine your knowledge with a plan and an account that works for you. I'm not saying you won't benefit from this budget if you stay in your traditional bank; you'll have to do more work to keep up with all things finance.
Credit Unions are not-for-profit financial institutions owned by you and the other members. They are locally owned and operated, bringing their profits back into the community. Quite the opposite of a gigantic for-profit bank, which literally makes money off you to pay its shareholders. So dump your big bank today and find a Credit Union. Instead of going bank to bank, head to a place that does business differently.
Credit unions serve YOU, the member-owner. One of the fantastic ways they serve you is by offering products that actually help you and make your financial life more manageable. If all you know is a traditional bank account, you ain't seen nothin' yet! And then there are so many financial apps and services on the market like Swipe, Self, Rocket Mortgage, Capital One Credit Cards, and credit repair services that all do their ONE thing. OR you could join a credit union that offers ALL of these services in one place. Not only are all those services in one place, in one account, and with one login but there is a local branch where you can see a person.
Credit Unions offer flexible accounts that help YOU. You can have more than one checking account and as many savings accounts as you need to help you organize everyday Spending, Bills, and Savings.
Access to online banking, Mobile Apps, the largest network of free ATMs in the US, and the CO-OP Branch Network to access your money anywhere you go.
Credit unions don't just offer one savings account but will let you add as many additional (free) savings accounts as you like. They may also offer high-interest-rate savings accounts.
Credit unions offer unique credit (loan) products, including Overdraft Lines of Credit, Credit Cards, Real Estate Loans, and more.
Oh, and did I mention that these accounts are free after your membership fee, which costs somewhere between $1 to $25 depending on the Credit Union?
They also offer lower fees, better loans, and higher savings rates. If you don't have a Credit Union account, you're missing out.
Are you looking for an actual economic protest that will drive change? Do you think big banks are too big? Dump your big bank and get local today.
Did you know that only 16% of people in the US who participate in the finance industry belong to a Credit Union? If even 10% of people migrate their dollars and wallet shares to Credit Unions, big banks will be forced to notice that their actions are on notice, too.
Did you know that Credit Unions are insured by the National Credit Union Association? Credit Unions insure themselves, never taking a dollar from the federal government in the form of a bailout, demonstrating their financial independence and stability.